Twenty-two-year-old Olivia Lockwood has always been the “broke scholarship girl,” the kind who works double shifts, fixes her own shoes with superglue, and dates a man who thinks TikTok fortune-tellers are more reliable than her. When a street “mystic” tells her boyfriend that Olivia is blocking his money flow, Nolan Trask dumps her on the sidewalk without blinking—right after she spent her last twenty dollars buying him a lottery ticket for “good luck.” That same night, Olivia checks the numbers. Jackpot. A record-breaking, multi-billion payout. And the ticket is in her name. Overnight, the girl who supposedly brings bad luck becomes the kind of woman people whisper about in banks—the secret billionaire with two penthouses, a security team, and the power to ruin people politely. Olivia wants to disappear quietly, but Nolan and his new girlfriend Chloe Beaumont won’t stop provoking her. They show up at luxury auctions she’s invited to, brag online about their “elite lifestyle,” and even accuse Olivia of stealing the winning ticket. Unfortunately for them, Olivia has screenshots, receipts, a lawyer who bites, and a best friend who documents the chaos like it’s a Netflix series. When the internet picks a side, Nolan’s “luck” collapses publicly. But he doesn’t learn. And when he decides to take back the life he thinks Olivia stole… he steps right into the path of someone who finally understands her own worth—and her own power. He wanted luck? He should’ve gotten out of her way.